| Regional banks under scrutiny: What makes them different? Marketplace: Lakshmi Balasubramanyan, assistant professor at Weatherhead School of Management, provided her expertise for a national report on regional bank failures. Balasubramanyan said the situation has shown that when it comes to systemic risk, size isn’t the only factor. “We don’t want the regulatory burden to be excessive on smaller institutions,” she said, “but if it’s complex or overexposed or if it’s off a certain risk profile that makes it more susceptible to, say, bank runs, it becomes important for us to be cognizant of that.” |
