| Best 0% APR credit cards WalletHub: Jonathan Ernest, assistant professor of economics at Weatherhead School of Management, suggested reading the fine print when selecting credit cards advertising the lowest rates. “Banks typically offer credit cards with introductory offers that could include 0% interest rates for some time, before adjusting to a higher rate on any balance carried after this introductory period expires,” he said. “This offer is one way in which banks can compete to win your business, as merchant fees that are charged when you use your card, and any interest you pay on balances after the introductory period can be valuable to the bank.” |
