Experian credit session

Do you have a friend or family member you’ve stopped loaning money to because you might not see it again? Banks and other companies do the same thing and they use your credit score and credit report to make that decision.

Students can learn at an Experian Credit Session Wednesday, April 10, from noon to 1 p.m. in Crawford Hall, Room 720.

An expert from Experian, one of the nation’s three major credit bureaus, will share details about how individuals’ information is used and attendees will learn how to improve their score to be in the best financial position possible.

About the session

Experian’s Credit Education program helps raise consumer awareness of the positive role of credit and credit reporting in our lives. This session will provide general information about how individuals should manage their credit report so they can get the credit they need and want.

Topics will include:

• The players in the credit cycle—credit-reporting companies, lenders and consumers;
• Understanding the difference between credit and debt;
• Understanding a credit report: what’s in it and why it’s important;
• How to dispute incorrect items on a credit report;
• How long items stay on a credit report;
• What a credit score is and how it’s calculated;
• Steps individuals can take to improve their credit score; and
• Where to get more information and other available resources.