Over-the-counter COVID-19 test kits now covered by insurance

Over-the-counter (OTC) COVID-19 test kits for personal use are covered by the university’s health plans. Employees covered under the SuperMed PPO and high-deductible health plans can use their MedImpact ID to purchase test kits at MedImpact in-network pharmacies, and those covered through the CLE-Care plan should use their Express Scripts card at MetroHealth network pharmacies.

For all plans, test kits must be purchased, like prescription medication, at the pharmacy counter to take advantage of the direct electronic adjudication process. 

For the PPO and high-deductible plans, presenting your MedImpact ID card will enable you to receive kits at no cost. You can find a listing of pharmacies that cover test kits at their pharmacy counter on the MedImpact website.

Note: CVS and Walgreens will not process at-home over-the-counter COVID-19 tests through your MedImpact pharmacy benefit. If you purchase kits through these pharmacies, you will need to submit the MedImpact OTC Drug Claim form to receive reimbursement. 

Also, if you purchase a kit and pay at the register, you will need to submit a claim for reimbursement. Make sure to attach the receipt for the COVID test(s) and mail to the address on the first page of the form when submitting. Kits can be purchased at sites that are not part of the MedImpact network but can only be reimbursed at a maximum of $12 per kit.

Employees covered by the HMO plan should simply take their Express Scripts ID card to an in-network retail pharmacy to pick up the COVID-19 test. Bring the test to the pharmacy counter—not the regular checkout lane—and check out showing your ID card. Your at-home COVID-19 test should automatically ring up at no cost to you.